Published financial brief
3726B
NORTHPOINTE BANCSHARES INC
- As of
- 2024-12-31
- Source
- Supabase fundamentals
- Calculator
- financial-roic-1.0.0
- Published
- 7/26/2026
3 data notes
- Only 3 of 5 periods.
- Input provenance requires review.
- One or more values are unavailable.
Exact-period record
Fundamentals
3 reported periods
| Metric | FY 20222022-12-31 | FY 20232023-12-31 | FY 20242024-12-31 |
|---|---|---|---|
| Financial statements | |||
| RevenueUSD millions | 324.2 | 362.5 | 388.7 |
| Cost of goods soldUSD millions | 68.9 | 164.7 | 203 |
| Selling, general and administrative expenseUSD millions | 167.1 | 111.2 | 82.2 |
| Depreciation and amortizationUSD millions | 4 | 4 | 3.8 |
| Net incomeUSD millions | 23.2 | 33.8 | 55.2 |
| Operating profit (EBIT)USD millions | 84.2 | 82.5 | 99.7 |
| Income taxesUSD millions | 10.5 | 10.9 | 17.7 |
| Short-term debtUSD millions | 0 | 96.3 | 143.8 |
| Long-term debtUSD millions | 981.3 | 1,218.1 | 1,160.4 |
| Cash and equivalentsUSD millions | 274.2 | 351.9 | 376.3 |
| ReceivablesUSD millions | 3,023.8 | 3,768.9 | 4,416.6 |
| InventoryUSD millions | 791.9 | 355 | 220.1 |
| PayablesUSD millions | 2,921.3 | 2,925.6 | 3,422.6 |
| Net property, plant and equipmentUSD millions | 29.6 | 29.3 | 28.8 |
| Capital expenditureUSD millions | 3.4 | 2.8 | 1.1 |
| Operating cash flowUSD millions | 1,351.6 | 504.2 | 19.8 |
| Prepaid expensesUSD millions | 0 | 0 | 0 |
| AccrualsUSD millions | —missing | —missing | —missing |
| EBITDAUSD millions | 88.2 | 86.6 | 103.5 |
| Working capitalUSD millions | —missing | —missing | —missing |
| Working capital requirementUSD millions | 894.4 | 1,198.3 | 1,214.1 |
| Total debtUSD millions | 981.3 | 1,314.4 | 1,304.2 |
| Free cash flowUSD millions | 1,348.2 | 501.4 | 18.8 |
| Unlevered free cash flowUSD millions | 58.7 | -240.4 | 62.4 |
| Returns and ratios | |||
| ROICratio | 5.6% | 4.7% | 6% |
| Pre-tax ROICratio | 8.2% | 6.2% | 7.9% |
| Effective tax rateratio | 31% | 24.4% | 24.3% |
| Revenue growthratio | —missing | 11.8% | 7.2% |
| EBIT / Revenueratio | 26% | 22.8% | 25.6% |
| Revenue / Invested capitalmultiple | 0.31× | 0.27× | 0.31× |
| Cogs Over Revenuesratio | 21.3% | 45.4% | 52.2% |
| Sga Over Revenuesratio | 51.5% | 30.7% | 21.2% |
| Da Over Revenuesratio | 1.2% | 1.1% | 1% |
| Nfa Over Revenuesratio | 9.1% | 8.1% | 7.4% |
| Wcr Over Revenuesratio | 275.8% | 330.6% | 312.3% |
| Debt Over Ebitdamultiple | 11.12× | 15.18× | 12.6× |
| St Debt Over Cashmultiple | 0× | 0.27× | 0.38× |
| Interest Over Ebitdamultiple | —missing | —missing | —missing |
| Interest Over Nocf Nicfmultiple | —missing | —missing | —missing |
| Nsf Over Wcrmultiple | -0.31× | -0.21× | -0.19× |
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3726B · annualSnapshot 5217297f
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