Published financial brief
3UBMI
UNITED BANCORP INC/MI
- As of
- 2013-12-31
- Source
- Supabase fundamentals
- Calculator
- financial-roic-1.0.0
- Published
- 7/26/2026
3 data notes
- Only 4 of 5 periods.
- Input provenance requires review.
- One or more values are unavailable.
Exact-period record
Fundamentals
4 reported periods
| Metric | FY 20102010-12-31 | FY 20112011-12-31 | FY 20122012-12-31 | FY 20132013-12-31 |
|---|---|---|---|---|
| Financial statements | ||||
| RevenueUSD millions | 56.1 | 53.4 | 56.2 | 55.9 |
| Cost of goods soldUSD millions | 30.2 | 18.3 | 12.9 | 4.9 |
| Selling, general and administrative expenseUSD millions | 22.4 | 24 | 26.8 | 29.1 |
| Depreciation and amortizationUSD millions | 2.7 | 3.9 | 5.9 | 5.4 |
| Net incomeUSD millions | -3.7 | 0.9 | 4.5 | 8.8 |
| Operating profit (EBIT)USD millions | 0.7 | 7.2 | 10.6 | 16.5 |
| Income taxesUSD millions | -2.9 | -0.4 | 1.6 | 3.8 |
| Short-term debtUSD millions | 7.5 | 2.3 | 10 | 0 |
| Long-term debtUSD millions | 24 | 21.7 | 12 | 21.9 |
| Cash and equivalentsUSD millions | 106.2 | 107.6 | 70.6 | 26.3 |
| ReceivablesUSD millions | 566.8 | 543.1 | 564.1 | 625.8 |
| InventoryUSD millions | 14.6 | 12 | 16.8 | 6.1 |
| PayablesUSD millions | 734 | 764.9 | 784.6 | 790.5 |
| Net property, plant and equipmentUSD millions | 11.2 | 10.8 | 10.7 | 10.2 |
| Capital expenditureUSD millions | 0.2 | 0.7 | 1 | 0.6 |
| Operating cash flowUSD millions | 20.1 | 20.7 | 18.1 | 29 |
| Prepaid expensesUSD millions | 0 | 0 | 0 | 0 |
| AccrualsUSD millions | —missing | —missing | —missing | —missing |
| EBITDAUSD millions | 3.4 | 11.1 | 16.5 | 21.9 |
| Working capitalUSD millions | —missing | —missing | —missing | —missing |
| Working capital requirementUSD millions | -152.6 | -209.8 | -203.7 | -158.6 |
| Total debtUSD millions | 31.6 | 24 | 22 | 22 |
| Free cash flowUSD millions | 19.9 | 20 | 17 | 28.5 |
| Unlevered free cash flowUSD millions | 2.9 | 67.7 | 6.5 | -28.8 |
| Returns and ratios | ||||
| ROICratio | -0.3% | -3.7% | -4.2% | -8.2% |
| Pre-tax ROICratio | -0.5% | -3.7% | -5.7% | -11.7% |
| Effective tax rateratio | 44.2% | 0% | 26.9% | 30.2% |
| Revenue growthratio | —missing | -4.8% | 5.3% | -0.5% |
| EBIT / Revenueratio | 1.2% | 13.6% | 18.9% | 29.6% |
| Revenue / Invested capitalmultiple | -0.41× | -0.28× | -0.3× | -0.4× |
| Cogs Over Revenuesratio | 53.9% | 34.2% | 22.9% | 8.7% |
| Sga Over Revenuesratio | 40% | 44.9% | 47.7% | 52.1% |
| Da Over Revenuesratio | 4.9% | 7.3% | 10.5% | 9.6% |
| Nfa Over Revenuesratio | 20% | 20.2% | 19.1% | 18.2% |
| Wcr Over Revenuesratio | -272.1% | -393.1% | -362.6% | -283.8% |
| Debt Over Ebitdamultiple | 9.21× | 2.16× | 1.33× | 1× |
| St Debt Over Cashmultiple | 0.07× | 0.02× | 0.14× | 0× |
| Interest Over Ebitdamultiple | —missing | —missing | —missing | —missing |
| Interest Over Nocf Nicfmultiple | —missing | —missing | —missing | —missing |
| Nsf Over Wcrmultiple | 0.65× | 0.5× | 0.3× | 0.17× |
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3UBMI · annualSnapshot 9f0c4ecd
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